HUD – Department of Housing and Urban Development I IAT – International Automated Clearing House Transaction HOEPA – Home Ownership and Equity Protection Act HMDA LAR – Home Mortgage Disclosure Act Loan Application Register HIFCA – High Intensity Financial Crimes Area HIDTA – High Intensity Drug Trafficking Area GSE – Government-Sponsored Enterprise H HELOC – Home Equity Line of Credit Commodity Futures Trading CommissionĬRA File – Community Reinvestment Act FileĬTR – Currency Transaction Report D DDA – Demand Deposit AccountĭIFS – Department of Insurance and Financial ServicesĭTI – Debt-to-Income E E-banking – Electronic BankingĮSA – Environmental Site Assessment F FACTA – Fair and Accurate Credit Transaction ActįASB – Financial Accounting Standards BoardįDIC – Federal Deposit Insurance Corporationįedwire – Federal Reserve Bank Funds ServiceįFIEC – Federal Financial Institutions Examination CouncilįinCEN – Financial Crimes Enforcement NetworkįMLMC – Federal Home Loan Mortgage CorporationįSOC – Financial Stability Oversight CouncilįTC – Federal Trade Commission G GAO – U. That’s why we’ve created this extensive list to help you save time and avoid confusion.Ī | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | A ACH – Automated Clearing HouseĪLLL – Allowance for Loan and Lease LossesĪTR – Ability to Repay B BCP – Business Continuity PlanīSA – Bank Secrecy Act C CD – Certificate of DepositĬERCLA – Comprehensive Environmental Response, Compensation, and Liability ActĬFPB – Consumer Finance Protection BureauĬFPB – Consumer Financial Protection BureauĬFTC – U.S. If you’re new to the industry it can be difficult to understand documents and even conversations that use banking acronyms you haven’t heard of before. For example, saying CERCLA instead of Comprehensive Environmental Response, Compensation, and Liability Act.
NOI ACRONYM FULL
Banking has tons of industry specific terms and as a result bankers often communicate using acronyms instead of using full terms.